*Terms and conditions apply. The promotion opens at 00:00 on 01 October 2026 NZ time and closes at 23:59 on 30 October 2026 NZ time ("Promotion Period"). Entries received outside this window will not be eligible. The qualifying Full Cover motor vehicle insurance policy must be purchased via www.assurant.nz during the Promotion Period. The prize consists of five (5) recipients each receiving a refund equal to the total annual premium payable for their qualifying policy, including applicable taxes and levies, credited to the original payment method used to purchase the policy. The winning policies will be selected by random draw from all eligible entries. For full terms and conditions please go to www.assurant.nz/terms-and-conditions.

**This insurance is issued by Protecta Insurance New Zealand Limited (NZ Company No 312700) (Protecta) as agent for Virginia Surety Company Inc, New Zealand branch (a US incorporated company with NZ Company No 920655) (VSC). The insurance is underwritten by VSC. Protecta and VSC are part of the Assurant, Inc. group (Assurant).

The information is general information only and does not take into account your personal circumstances. Please read the relevant policy wording to understand cover, limits, exclusions and conditions.